Only 25–33% of natural disaster losses will be insured by 2030; for mortality, less than 50% (Bain & Company, Global Insurance Report 2025)
Spin: “Globally, your smartphone is more likely to be insured than your home against a flood.”
Medical care prices rose 3.3% in 2024, outpacing overall inflation at 3.0%. Since 2000, medical costs have surged 121%, compared to 86% for general consumer goods (Peterson-KFF Health System Tracker)
Spin: “Your burger gets pricier, but your hospital bill grows three times faster.”
Insurance penetration (premiums as % of GDP) averages 10%+ in advanced economies like France, UK, and US, but remains far lower in emerging markets (OECD Global Insurance Market Trends 2024).
Spin: “The world’s richest economies insure twice as much of their GDP as the rest combined.”
Cyber vs. Nature: A single ransomware attack in 2021 cost insurers USD 3.5b—comparable to Hurricane Andrew (1992, adjusted).
Spin: “A teenager with a laptop can cost insurers as much as a Category 5 storm.”
In short, Aventra enables insurers to evolve from being policy administrators to becoming digital-first risk partners for their customers.